Short sales are your strategic foreclosure prevention solution, enabling underwater homeowners to sell below the mortgage balance while negotiating debt forgiveness and protecting credit scores. At Consumers First Title Company, we’ve successfully closed thousands of short sales across Florida for over 20 years, helping distressed homeowners escape financial hardship through expert lender negotiation and comprehensive transaction coordination.

When you’re facing mortgage payments you can no longer afford on a property worth less than you owe, having the right short sale representation is crucial. At Consumers First Title Company, we provide comprehensive short sale services throughout Florida. Our mission is straightforward: to protect your financial future and ensure every short sale achieves maximum debt relief while minimizing credit impact. Whether you’re avoiding foreclosure on your primary residence, managing investor property losses, or coordinating estate short sales, our specialized team negotiates aggressively with lenders to secure your fresh financial start.

Short sales allow financially distressed homeowners to sell properties for less than the outstanding mortgage balance through professional lender negotiation, unlike foreclosures, which devastate credit scores and leave homeowners liable for deficiency judgments. Strategic short sales provide controlled debt resolution while preserving future homeownership opportunities.

Hidden foreclosure consequences include credit score destruction lasting 7+ years, potential deficiency judgments for remaining debt, tax liability on forgiven amounts, forced relocation with no control over timing, or complete loss of homeownership qualification. These impacts could prevent future property purchases, increase borrowing costs significantly, or create ongoing financial obligations. Professional short sale services provide both debt forgiveness negotiation and credit protection strategies.