Why choose Consumers First Title?
A title search is quite a hard and lengthy activity, but we make it easy for you. As one of the best title companies West Palm Beach, Consumers First Title is equipped with excellent experienced professionals, therefor we can conduct this process very smoothly and fastly with the utmost transparency. Following are the main significance of our services.
If you are searching for the best title search services in West Palm, FL, then no other point is better than Consumers First Title for you. Here, at one single point, you will get the best title services in West Palm like title search services, title insurance services, and many more. With just some basic information we can get started and even offer same-day appointments and expedited recording if necessary. For further queries dial (561) 612-2444 and call us today!
Key features of our services include:
Best Legal Consultancy
Ethical Conduct Of Processes
Updated With New Rules And Policies
Experienced And Experts Professionals, Etc.
We can also help you with this
Whether you are a first-time homebuyer or an investor, you will appreciate the fact that Consumers First Title truly puts you, the consumer, first. We assist you from beginning to end and work with all parties involved to ensure that your deal closes on time without complications.
Our first-class customer service, coupled with our reasonable rates, are only two great reasons to utilize our services the next time you are purchasing or refinancing a home.
Consumers First Title can close any commercial transaction in the state of Florida. We offer superior service, a customer-focused staff, consistent quality, resourcefulness and professionalism. This, backed by the financial strength of our underwriters, assures you a safe, smooth and seamless commercial transaction.
A reverse mortgage enables older homeowners (62 and over) to convert part of the equity in their homes into tax-free income without having to sell the home, give up title or take on a new monthly mortgage payment. The reverse mortgage is aptly named because the payment stream is “reversed.” Instead of making monthly payments to a lender, as with a regular mortgage, a lender makes payments to you. At Consumers First Title, we have the knowledge necessary to make sure your reverse mortgage closing is as smooth as any other.
For many homeowners, there are large benefits to renewing the mortgage process on an existing home. Typically referred to as mortgage refinancing or a second mortgage, reapplying for a new loan can help you save money, earn cash, and lower your monthly payments. When you decide to refinance, call us! We have exceptional rebates on title insurance for current homeowners on top of our great rates.
At Consumers First Title, we have an abundance of knowledge when it comes to these types of transactions and work seamlessly with the Intermediary to ensure that your Exchange is completed within the necessary timeframes. We work directly with your Intermediary to consummate a seamless exchange through closing.
Important Things to Know in a 1031 Exchange Transaction:
Need guidance or a referral for an Intermediary? Call us! We work with several great companies and can provide you with several referrals.
Consumers First Title is here to assist you and give guidance during the foreclosure process. We can work directly with your real estate agent or refer you to one of our preferred agents that short sale certified.
A short sale is viable when the owner is in financial distress. The transaction can be negotiated, and the sale is approved by the mortgage holder(s) even though the property will sell for less than what is owed.
Some of the advantages of selling your house through a short sale are:
Call us today at 954-340-5150 to see if you are a short sale candidate.
FIRPTA stands for the Foreign Investment in Real Property Tax Act. This Act is enforced by the Internal Revenue Service. Foreign national sellers have specific requirements that apply to them when selling U.S. real property. If a seller is not a U.S. citizen or resident, FIRPTA requires a prepayment to the Internal Revenue Service of a withholding tax on the real property. How does FIRPTA affect foreign national sellers? Here is a brief explanation of the withholding tax regulation on real property and the limited exceptions:
Does FIRPTA apply to me?
Effective February 1, 2016
|BUYER INTENDS TO USE AS A RESIDENCE?||SALES PRICE IS $300,000 OR LESS SALES PRICE IS GREATER THAN $300,000 & NOT OVER $1,000,000|
|No||15% withholding||10% withholding|
Important Information Regarding FIRPTA Transactions
Substitution Rate Refinancing
When the SAME BORROWER and the SAME LENDER make a substitution loan on the SAME PROPERTY, the title to which was INSURED BY AN ISSUER in connection with the previous loan, the substitution loan premium rates for the substitution loans may apply.
Consumers First Title offers Substitution Rate Refinances for referred refinance clients.
As a mortgage professional, you can feel good referring your clients to us knowing not only will your customer get the best customer service but also the best possible rates. Consumers First Title prides itself on being an industry leader and a business partner to all our clients. Helping you, help your clients save money is what it’s all about!
BETTER RATES, BETTER SERVICE, BECAUSE YOU AND YOUR CLIENTS DESERVE BETTER!
Title Search/Property Information Report (formerly called O&E)
Quit Claim Deeds
Our Dedicated and Professional Title Specialists:
Tom Streda, President and Florida State Licensed Title Agent
Michele Streda, Marketing, Communications and Public Relations
Client Account Representatives